1012 White StreetFernandina Beach, FL 32034Price: $899,000

  • Price: $899,000
  • Est. Mortgage of $/month
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Federal 30-year interest rate: 6.48% last updated on Jun 4, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.
  • $899,000List Price
  • 4Bedrooms
  • 2Full Bath
  • 1,982Square Feet
Beautiful Like-New Home in Historic Old Town Fernandina Beach Beautifully maintained, like-new home located in Historic Old Town Fernandina Beach. This thoughtfully designed residence features a desirable first-floor primary suite, dual-zone HVAC, and a propane tankless water heater for energy-efficient comfort. Enjoy outdoor living in the private rear courtyard, an ideal space for relaxing, entertaining, or enjoying coastal breezes. The home's low-maintenance design and modern features make it perfect as a primary residence, second home, or investment property. Conveniently located just over a mile from downtown Fernandina Beach, offering easy access to local shops, restaurants, waterfront attractions, and historic charm. Experience the best of island living in one of Fernandina Beach's most sought-after neighborhoods. Features Include: Historic Old Town location First-floor primary bedroom Dual-zone HVAC system Propane tankless water heater Private rear courtyard Coastal breezes and outdoor living space Just over a mile to downtown shopping and dining Low-maintenance, like-new condition A rare opportunity to own a move-in-ready home in a premier Fernandina Beach location.

Property Details of 1012 White Street

Property Details

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Mortgage Calculator


$
$
%
Est. Mortgage:
$/month over payments
Federal 30-year interest rate: 6.48% last updated on Jun 4, 2026. * The above figures are estimates provided by Union Street Media using the FRED® API, and are not endorsed or certified by the Federal Reserve Bank of St. Louis. Check with your lender for actual interest rates.
Listed by Cathleen Banks of CABANA LANE,INC.

 "Based on information submitted to Amelia Island - Nassau County Association of Realtors as of June 6, 2026 9:34 PM EDT. All data is deemed reliable but is not guaranteed accurate by the MLS. All information should be independently reviewed and verified for accuracy. IDX information is provided exclusively for consumers’ personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing."

 
 

 

 

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