94705 Duck Lake DriveFernandina Beach, FL 32034Price: $360,000

Tucked beneath a canopy of mature oak trees on a .57-acre fenced corner lot, this one-of-a-kind property offers the privacy, flexibility, and freedom that make coastal living so desirable. With no HOA and no CDD fees, you'll enjoy room to spread out, store your toys, and truly live the coastal lifestyle on your terms. The elevated 4-bedroom, 3-bath home features warm hardwood floors, charming architectural details, and a new metal roof, blending character with peace of mind. The main living areas are filled with natural light, while the flexible floor plan offers options for today's evolving lifestyles. Need a home office? The dedicated office space features a separate exterior entrance, making it ideal for remote work, a home business, or private client meetings. Downstairs, a private suite and additional flex space create endless possibilities for multigenerational living, guest accommodations, a hobby room, fitness area, or income-producing potential. Outside, mature oaks provide shade and privacy while the expansive fenced yard offers room for boats, RVs, recreational vehicles, gardening, pets, and entertaining. A charming green house and chicken coop add even more character, creating the perfect setup for a hobby garden, fresh eggs, or your own small-scale micro farm. Young fruit-bearing plants including olive, grape, raspberry, and blackberry further enhance the property's homestead appeal. Located just minutes from Amelia Island beaches, historic downtown Fernandina Beach, shopping, dining, and marinas, this property delivers a rare combination of privacy, convenience, and flexibility. If you've been searching for a property that offers space, versatility, and the freedom to live your way, this is the one.