40741 Winken LaneUmatilla, FL 32784Price: $1,300,000

  • Price: $1,300,000
  • Est. Mortgage of $/month
  • 1 Day on Market
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$/month over payments
Federal 30-year interest rate: 7.18% last updated on Nov 5, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.
  • $1,300,000List Price
  • 5Bedrooms
  • 4Full Bath
  • 1Half Baths
  • 5,260Square Feet
Where Every Day Feels Like a Getaway. Welcome to an extraordinary lakefront retreat where luxury, privacy, and the best of Florida living come together. Perfectly positioned on 1.38 acres along the shores of private, 72-acre Lake Gibson, this impressive 5-bedroom, 4.5-bath residence offers 5,260 square feet of beautifully appointed living space and 121 feet of pristine waterfront. Tucked away on a quiet cul-de-sac with no HOA and located in desirable Flood Zone X, this property offers a rare combination of space, tranquility, and endless opportunities for recreation and entertaining. From the moment you enter, thoughtful design, quality craftsmanship, and extensive renovations are evident throughout. Rich hickory hardwood flooring, beautifully remodeled living spaces, custom millwork, and carefully selected finishes create an atmosphere of understated elegance. The stunning kitchen serves as the heart of the home, complemented by spacious gathering areas, a billiard room, wet bar, expansive walk-in pantry, and beautifully renovated bathrooms. The luxurious primary suite is a private sanctuary featuring marble finishes, custom maple cabinetry, a freestanding Badeloft soaking tub, and a beautifully appointed multi-head walk-in shower. Outdoor living is where this property truly shines. Designed to embrace the waterfront setting, the expansive outdoor entertaining areas feature natural stone and IPE decking, a fully equipped summer kitchen, an impressive stone fireplace, and a Diamond Monarch spa. A private white-sand beach leads to an expansive Trex dock and entertainment platform, complete with integrated LED lighting, dedicated kayak and paddleboard storage, and a boat hoist. Whether you're enjoying an early morning paddle, an afternoon of waterskiing, outstanding bass fishing, or gathering with friends around the fire as the sun sets over the water, this is lakefront living at its finest. Beyond its remarkable waterfront setting, the property offers peace of mind with extensive recent improvements, including a new roof in 2022, updated windows, hurricane-rated sliding glass doors, updated HVAC systems, and numerous interior and exterior enhancements. Please see the detailed list of upgrades attached to this listing. Located in a golf-cart-friendly area adjacent to North Lake Community Park and Sunsational, this property pairs space and recreation with the relaxed charm of lakefront living. Enjoy the convenience of nearby amenities while returning home to your own private waterfront retreat. Bring the boat, the fishing rods, and the people you love-your next chapter starts at the lake.

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Mortgage Calculator


$
$
%
Est. Mortgage:
$/month over payments
Federal 30-year interest rate: 7.18% last updated on Nov 5, 2026. * The above figures are estimates provided by Union Street Media using the FRED® API, and are not endorsed or certified by the Federal Reserve Bank of St. Louis. Check with your lender for actual interest rates.
Listed by Kimberly Largey of HANSON REAL ESTATE GROUP,INC. (352-383-3772)

Listings courtesy of StellarMLS as distributed by MLS GRID. Based on information submitted to the MLS GRID as of November 9, 2026 10:33 AM EST. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers’ personal noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. The use of the MLS GRID Data may be subject to an end user license agreement.

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